Business Lines of Credit

Business happens in cycles -- that’s why we’re happy to extend line of credit options to help you keep your business on track.


Lines of Credit

A TFB Line of Credit is simple and easy to use, and is an excellent financial tool to:

  • Provide short-term funds until accounts receivable are paid.
  • Cover seasonal working capital needs

Government Contractor Lines of Credit

TFB offers asset based lines of credit to provide working capital to government contractors for payroll and other operating expenses. We offer flexible repayment terms and advance rates up to 90%. Small to medium sized government contractors can benefit from the local decision and community bank relationship to support their business.  

  • Asset Based Lines of Credit
  • Flexible repayment terms
  • Advance rates up to 90%

For more information on a line of credit for your business, contact us.

*All loans are subject to credit approval.

Starting the Business Lending Process

It’s important to work with a local, experienced financial professional you can count on. As a community bank, it’s what we do—straightforward banking with no surprises.

Here are a few things you will need to get the process started:

  • Business Organizational Document
  • Last 3 years of Business Financial Statements and Tax Returns, Including All Schedules
  • Current Interim Business Financial Statement
  • Report of Accounts Receivable and Payable
  • Last 3 years of Personal Tax Returns for Owners of the Business, including All Schedules
  • Current Personal Financial Statement for Owners of the Business
  • Commercial Real Estate Transactions: A Copy of Sales, Land, and Construction Contracts
  • Business Startups: A Business Plan (including Proform Financial Information) and a Market Feasibility Study

For more information on starting the business lending process, contact us.

*All loans are subject to credit approval.

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