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Business Loans

All TFB lending decisions are made locally in Northern Virginia, as they have been for 100+ years. If you already have an account with us, you can apply for a business loan online and receive a response in seconds with TFB MinuteLender.

Contact a Commercial Lender

 

TFB offers a highly personalized, direct banking approach. As commercial banking experts, our loan officers at TFB will take the time to thoroughly understand the financial needs of your business and, using this knowledge, develop a financing plan that maximizes your company's strengths.

Commercial Real Estate & Construction Loans

Obtaining a commercial loan for an investment property or construction project is different from the process of applying for a homeowner’s mortgage. Partner with a local lender who understands the specifics of the local real estate market and business environment. As a community bank, TFB is also more flexible in our loan terms and decision-making. We strive to help you find the best commercial loan for your needs with terms and rates that work for you.

  • Perfect for the purchase and development of investment and owner-occupied commercial real estate
  • Commercial mortgages for retail, office, industrial and multi-family properties
  • Land acquisition and development through construction

For more information on Commercial Real Estate and Construction Loans, please contact our commercial lending team.

Business Vehicle & Equipment Loans

If you, like many business owners today, need to expand your operations, a TFB Equipment or Vehicle Loan can help your company modernize its facilities or expand to meet new demand. Finance a new business truck or van, or invest in the latest equipment to grow your company and stay competitive. As one of the sole remaining community banks in Northern Virginia, TFB is proud to offer local decision-making with local interests in mind. Partner with a true local lender who wants to see your small business succeed.

For more information on Business Vehicle & Equipment Loans for your business, please contact our business lending team.

Small Business Administration (SBA) Loans

As an approved SBA lender, TFB can help you explore and take advantage of all the government-backed loan options for your small business. From start-up financing to working capital, real estate financing, equipment purchases, and debt refinancing, TFB offers SBA 7(a) and SBA 504 Loans to support your business in its current stage and help you reach the next one.

For more information on SBA Loans for your business, contact our business lending team.

Business Lines of Credit

It’s easy to keep your business operating in a smooth and efficient manner with a TFB Line of Credit. Whether you need short-term funds while you wait for invoices to be paid, or you require seasonal working capital, our business lines of credit act as a simple and easy-to-use financial tool that keeps your business up and running. Asset-based credit lines are also available to small and medium-sized government contractors for basic operating expenses such as payroll.

For more information on Business Lines of Credit, contact our business lending team

Are you ready to contact the TFB Lending Team for a loan?

Call the Fauquier office for an appointment at 540-347-2700 or email us.

Call the Prince William office for an appointment at 703-366-1600 or email us.

Our commercial loan officers will take the time to thoroughly understand the financial needs of your business.

 

Starting the Business Lending Process

Already have an account with us? Great! Apply online and get approved in minutes!

It’s important to work with a local, experienced financial professional you can count on. As a community bank, it’s what we do—straightforward banking with no surprises.

Here are a few things you will need to get the process started:

  • Business Organizational Documents
  • Last 3 years of Business Financial Statements and Tax Returns, Including All Schedules
  • Current Interim Business Financial Statement
  • Report of Accounts Receivable and Payable
  • Last 3 years of Personal Tax Returns for Owners of the Business, including All Schedules
  • Current Personal Financial Statement for Owners of the Business
  • Commercial Real Estate Transactions: A Copy of Sales, Land, and Construction Contracts
  • Business Startups: A Business Plan (including Proforma financial information) and a Market Feasibility Study

Have Questions?

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