TFB holds a unique position as one of the sole remaining community banks in Prince William and Fauquier counties. Our local ownership means that we keep the best interests of the community in mind. Throughout our history, we've grown to meet the needs of the people we serve. Today we are proud to offer a wide variety of mortgage loans to homebuyers and homeowners in Northern Virginia. Check out our competitive rates and flexible terms on traditional mortgages; FHA, VHDA, USDA, and VA loans; home equity lines of credit; and land or construction loans.
- Fixed-Rate Mortgages
A fixed-rate mortgage offers the stability of predictable and unchanging monthly payments.
- Adjustable-Rate Mortgages (ARMs)
This type of home loan can be perfect for buyers who expect to sell within 5-10 years.
- Jumbo Mortgage Loans
Our jumbo loans have fixed-rates, no maximum limit, and no prepayment penalties.
- Balloon Mortgage Loans
A balloon loan is perfect for investors and other buyers who prefer a smaller fixed monthly payment.
- Home Mortgage Refinancing
Whether you're looking for better rates and terms, or wish to refinance a previous mortgage, our mortgage originators can tailor a solution to fit your needs.
- VA Loans
With a mortgage guaranteed by the Veterans Administration, qualified vets can receive 100% financing on the option for a $0 down payment on home purchases.
- FHA Loans
As an FHA-approved lender, TFB is able to offer qualified buyers these government-insured mortgages with lower down payments and interest rates.
- USDA Loans
A USDA mortgage is a federally insured home loan that serves low-to-moderate income home buyers in eligible rural areas.
- Land and Construction Loans
TFB provides financing for residential lots and land purchases, as well as lending for home construction.
- Home Equity Lines of Credit (HELOC)
A HELOC allows you to access funds as you need them and only pay interest on the portion of the line you use.